Living

Investing 101: An Easy Guide To Making Money While You Sleep

When I graduated from college, I kind of knew what investing was. I’d taken finance classes, and I knew about retirement accounts. But just because I knew what investing was, that doesn’t mean I made smart decisions.

By Erica Gellerman4 min read
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Shutterstock/Dean Drobot

I was a pretty decent little saver, but when it came to investing, I was completely risk-averse. When I was signing up for my benefits at my first job, I remember asking if there was an option to keep my 401(k) in cash. I didn’t want to lose my hard-earned cash by investing poorly, so why not just keep it in something safe?